:root {
    --section-desc-color: #252525;
    --default-transition: all 0.35s ease-in-out;
}
.site-easing{
    -webkit-transition: all 0.35s ease-in-out;
    transition: all 0.35s ease-in-out;
}
.desc p{
    font-size: 20px;
    color: #000000;
    line-height: 2;
}
.desc.white p{
    color: #ffffff;
}
.desc.centered p{
    text-align: center;
}
.img-wrap {
    position: relative;
}
.img-wrap canvas {
    position: relative;
    display: block;
    height: auto;
    width: 100%;
}
.img-wrap img {
    position: absolute;
    top: 0;
    left: 0;
    object-fit: cover;
    font-size: 0;
    width: 100%;
    height: 100%;
    outline: none;
    transition: var(--default-transition);
}
.ip-section-title{
    font-size: 45px;
    color: #000000;
    text-transform: uppercase;
    font-weight: 700;
    line-height: 1.2;
}
.ip-section-title.white{
    color: #ffffff;
}
.ip-section-title.centered{
    text-align: center;
}
#inner-page-wrapper {
     margin-bottom: 0; 
}
#inner-page-wrapper > .container{
    width: 100%;
    padding: 0;
}
#innerpage-banner{
    display: none;
}
.ip-conv-wrap{
    position: relative;
}
.ip-banner-conv{
    position: relative;
    width: 100%;
}
.ip-banner-conv canvas {
    display: block;
    position: relative;
    z-index: 0;
    width: 100%;
    min-height: 250px;
    background-position: center center;
    background-repeat: no-repeat;
    background-size: cover;
}
.banner-info{
    position: absolute;
    z-index: 1;
    bottom: 35px;
    width: 100%;
}
.ip-title-wrap{
    margin-bottom: 10px;
    padding: 0;
}
.entry-title{
    font-size: 55px;
    color: #ffffff;
    font-weight: 700;
    letter-spacing: 0;
    text-transform: uppercase;
}
#breadcrumbs{
    font-size: 23px;
    letter-spacing: 0;
    font-weight: 400;
}
.ip-breadcrumbs-wrap{
    padding: 0;
}
.ip-breadcrumbs-wrap > span{
    font-size: 23px;
    color: #ffffff;
}
.ip-breadcrumbs-wrap a:hover{
    color: #ffffff;
    opacity: 0.5;
}
.ip-banner-conv::after {
    position: absolute;
    content: '';
    width: 100%;
    height: 60%;
    background: linear-gradient(to bottom, rgba(0,0,0,0) 0%,rgba(0,0,0,0.7) 43%,rgba(0,0,0,1) 60%,rgba(0,0,0,1) 100%);
    bottom: 0;
    left: 0;
    opacity: 60%;
}
.loans-wrap{
    position: relative;
    display: flex;
    flex-flow: row wrap;
    padding: 0;
    padding-top: 100px;
}
.loans-wrap .text-area{
    width: 52.39%;
    padding-top: 0;
    margin-top: -5px;
    padding-right: 85px;
}
.loans-wrap .img-area{
    width: 47.61%;
    padding-right: 44px;
    padding-top: 47px;
    position: relative;
}
.loans-wrap .img-area::before{
    position: absolute;
    content: '';
    width: 83.12%;
    height: 89.1%;
    top: 0;
    right: 0;
    background: var(--primary);
}
.loans-wrap .ip-section-title{
    padding-right: 50px;
}
.loans-wrap .desc{
    margin-top: 15px;
}
.loans-wrap .btn-wrap{
    margin-top: 30px;
}
.ip-btn{
    display: block;
    width: 100%;
    max-width: 360px;
    font-size: 20px;
    font-weight: 700;
    text-align: center;
    padding: 34px 0;
    color: #000000;
    transition: var(--default-transition);
    text-transform: uppercase;
    border: 1px solid var(--primary);
}
.ip-btn:hover{
    background-color: var(--primary);
    color: #ffffff;
}
.what-is-wrap{
    padding: 0;
    display: flex;
    flex-flow: row wrap;
    padding-top: 70px;
    position: relative;
    z-index: 1;
}
.what-is-wrap .img-area{
    width: 43.76%
}
.what-is-wrap .text-area{
    width: 56.24%;
    padding-top: 28px;
    padding-left: 85px;
    padding-right: 0;
}
.what-is-title{
    font-size: 30px;
    font-weight: 700;
    color: #000000;
    margin-bottom: 25px;
}
.what-is-wrap .desc{
    margin-right: -10px;
}
.what-is-wrap .desc p{
    line-height: 2;
}
.benefits-wrap{
    position: relative;
    background: var(--primary);
    padding-top: 190px;
    margin-top: -85px;
    margin-bottom: 57px;
    padding-bottom: 45px;
}
.benefits-inner{
    display: flex;
    justify-content: center;
    align-items: center;
    flex-flow: row wrap;
    margin-top: 27px;
}
.benefits-item{
    width: 50%;
    margin-bottom: 55px;
}
.benefits-item img{
    display: block;
    margin: auto;
}
.benefits-item:first-child img{
    margin-bottom: 10px;
}
.benefits-item:nth-child(2) img{
    margin-bottom: 18px;
}
.benefits-item:nth-child(3) img{
    margin-bottom: 10px;
}
.benefits-item:last-child img{
    margin-bottom: 15px;
}
.benefits-item .item-title{
    font-size: 25px;
    color: #ffffff;
    font-weight: 700;
    margin-bottom: 12px;
    text-align: center;
    text-transform: uppercase;
}
.benefits-item .desc{
    padding: 0 81px;
}
.benefits-item .desc p{
    text-align: center;
    font-family: 'Open Sans', sans-serif;
}
.toolkit-wrap{
    position: relative;
    padding: 170px 0 182px;
    margin: 60px 0;
}
.bg-section{
    position: absolute;
    width: 100%;
    height: 100%;
    font-size: 0;
    line-height: 0;
    top: 0;
    left: 0;
    overflow: hidden;
}

.bg-section canvas {
    width: 100%;
    height: 100%;
    display: block;
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}
.bg-toolkit{
    background-color: #000000;
}
.bg-toolkit canvas{
    filter: grayscale(1);
    opacity: 20%;
}
.toolkit-inner{
    position: relative;
    padding: 10px 0 0;
    display: flex;
    flex-flow: row wrap;
}
.toolkit-inner .text-area{
    width: 58.97%;
    padding-top: 10px;
}
.toolkit-inner .btn-area{
    width: 41.03%;
    padding: 0 15px;
    position: relative;
}
.toolkit-inner .ip-section-title{
    margin-bottom: 15px;
    line-height: 1.2;
}
.toolkit-inner .text-area .desc{
    padding-right: 320px;
}
.toolkit-inner .email-wrap{
    margin-bottom: 40px;
}
.toolkit-inner .email-wrap input[type=email]{
    position: relative;
    width: 100%;
    text-transform: uppercase;
    text-align: center;
    color: #000000;
    background: #ffffff;
    padding: 30px 0;
    transition: var(--default-transition);
    outline: none;
    border: none;
    font-size: 20px;
    font-weight: 700;
}
.toolkit-inner .btn-wrap input[type=submit]{
    position: relative;
    display: block;
    width: 100%;
    text-transform: uppercase;
    text-align: center;
    padding: 30px 0;
    font-size: 20px;
    font-weight: 700;
    color: #ffffff;
    border: 6px solid #ffffff;
    background: #000000;
    transition: var(--default-transition);
}
.toolkit-inner .btn-wrap input[type=submit]:hover{
    background: #ffffff;
    color: #000000;
}
.toolkit-inner .use-floating-validation-tip .wpcf7-not-valid-tip{
    left: 0;
    right: unset;
    top: 50%;
    transform: translateY(-50%);
    font-size: 1em;
}
.toolkit-inner .wpcf7 form .wpcf7-response-output{
    position: absolute;
    width: 100%;
    left: 0;
    right: 0;
    text-align: center;
    color: #fff;
    margin: 0;
    font-size: 1em;
}
.process-wrap{
    position: relative;
    padding: 155px 15px 100px;
    
}
.process-wrap::before{
    position: absolute;
    content: '';
    width: 100%;
    height: 72.2%;
    background: var(--primary);
    top: 0;
    left: 0;
}
.process-wrap .container{
    position: relative;
    padding: 0 10px;
}
.process-wrap .container .desc{

}
.process-wrap .container .desc p{
    font-weight: 300;
    line-height: 1.5;
}
.process-wrap .ip-section-title{
    margin-bottom: 23px;
}
.process-inner{
    position: relative;
    display: flex;
    justify-content: space-between;
    flex-flow: row wrap;
    width: 100%;
    max-width: 1286px;
    margin: auto;
    margin-top: 55px;
    margin-bottom: 97px;
}
.process-item{
    width: 30.17%;
    position: relative;
    padding: 90px 43px 90px 56px;
    background: #ffffff;
}
.process-item:first-child{
    padding: 105px 43px 75px 56px;
}
.process-item::before{
    position: absolute;
    content: '';
    height: 100%;
    width: 100%;
    background: none;
    border: 4px solid var(--primary);
    pointer-events: none;
    top: 0;
    left: 0;
}
.process-item .item-title{
    line-height: 1.2;
    font-size: 40px;
    color: var(--primary);
    font-weight: 700;
    margin-bottom: 22px;
}
.process-item .desc{
    padding-right: 71px;
}

.process-item:nth-child(2) .desc{
    padding-right: 68px;
}
.process-item:last-child .desc {
    padding-right: 40px;
}
.process-item .desc p{
    font-size: 25px;
    line-height: 1.2;
}
.process-btn-wrap{
    position: relative;
    display: flex;
    justify-content: center;
}
.process-btn-wrap .btn-wrap{
    width: 100%;
    max-width: 360px;
    margin: 0 24px;
}
.process-btn-wrap .btn-wrap .talk-with-us{
    background: var(--primary);
    color: #ffffff;
}
.process-btn-wrap .btn-wrap .talk-with-us:hover{
    border: 1px solid var(--primary);
    color: #000000;
    background: none;
}
.toolkit-wrap .wpcf7-spinner{
    position: absolute;
    margin: auto;
    left: 50%;
    transform: translateX(-50%);
}
/**************************************************/
/*MEDIA AND OTHER MOBILE STYLES*/
/**************************************************/
@media only screen and (max-width: 1366px){
    
}
@media only screen and (max-width: 1280px){
    
}
@media only screen and (max-width: 1199px){
    .ip-title-wrap{
        padding: 0 15px;
    }
    .ip-breadcrumbs-wrap {
        padding: 0 15px;
    }
    .loans-wrap{
        padding: 0 15px;
        padding-top: 60px;
    }
    .loans-wrap .text-area{
        margin-top: 0;
    }
    .desc p{
        font-size: 16px;
    }
    .what-is-wrap{
        padding: 0 15px;
        padding-top: 60px;
    }
    .ip-section-title{
        font-size: 35px;
    }
    .what-is-wrap .text-area{
        padding-left: 60px;
    }
    .toolkit-inner{
        padding: 0 15px;
    }
    .process-item{
        padding: 70px 35px 75px 35px !important;
    }
    .process-item .item-title{
        font-size: 30px;
    }
    .process-item .desc p {
        font-size: 18px;
    }
    .process-wrap::before{
        height: 66.5%;
    }
    .process-item .desc {
        padding-right: 40px;
    }
}
@media only screen and (max-width: 991px){

    .loans-wrap .text-area{
        width: 100%;
        padding-right: 0;
        padding-top: 30px;
    }
    .ip-section-title{
        text-align: center;
    }
    .desc p{
        text-align: center;
    }
    .ip-btn{
        margin: auto;
    }
    .loans-wrap .img-area{
        margin: auto;
        width: 100%;
        max-width: 500px;
        margin-top: 30px;
    }
    .loans-wrap .ip-section-title {
        padding-right: 0;
    }
    .ip-section-title{
        font-size: 45px;
    }
    .what-is-wrap{
        flex-direction: column-reverse;
    }
    .what-is-wrap .img-area {
        width: 100%;
    }
    .what-is-wrap .text-area {
        padding: 0;
        width: 100%;
    }
    .what-is-title{
        text-align: center;
    }
    .what-is-wrap .desc{
        margin-right: 0;
    }
    .what-is-wrap .img-area {
        max-width: 500px;
        margin: auto;
        margin-top: 30px;
    }
    .benefits-item {
        width: 100%;
        max-width: 500px;
        margin: auto;
        margin-bottom: 55px;
    }
    .benefits-wrap{
        padding-top: 60px;
        margin-top: 60px;
    }
    .toolkit-inner .text-area {
        width: 100%;
        padding-top: 0;
    }
    .toolkit-inner .text-area .desc {
        padding: 0 50px;
    }
    .toolkit-inner .btn-area {
        width: 100%;
        max-width: 500px;
        padding: 0 15px;
        margin: auto;
        margin-top: 30px;
    }
    .toolkit-inner .email-wrap {
        margin-bottom: 20px;
    }
    .process-item {
        width: 100%;
        max-width: 500px;
        margin: auto;
        margin-bottom: 20px;
        padding: 70px 35px 75px 35px !important;
    }
    .process-item .desc {
        padding-right: 0 !important;
    }
    .process-item .item-title{
        text-align: center;
    }
    .process-btn-wrap{
        display: block;
    }
    .process-btn-wrap .btn-wrap {
        margin: 0 auto;
        margin-bottom: 20px;
    }
    .process-wrap .container .desc {
        padding: 0 0;
        width: 100%;
        max-width: 500px;
        margin: auto;
    }
    .banner-info {
        position: relative;
        bottom: unset;
        padding: 15px 0;
    }
    .entry-title{
        color: #000000;
    }
    .ip-breadcrumbs-wrap > span{
        color: #000000;
    }
    .ip-banner-conv::after{
        opacity: 0;
    }
    .process-wrap{
        padding: 80px 15px 100px;
        margin-top: 60px;
    }
    .ip-breadcrumbs-wrap a:hover{
        color: #000000;
        opacity: 0.5;
    }

}
@media only screen and (max-width: 767px){
    
}
@media only screen and (max-width: 480px){
    .entry-title{
        font-size: 30px;
    }
    .ip-breadcrumbs-wrap > span{
        font-size: 16px;
    }
    .ip-section-title{
        font-size: 30px;
    }
    .loans-wrap .text-area{
        padding: 0;
    }
    .loans-wrap .img-area{
        padding-right: 25px;
        padding-top: 25px; 
    }
    .benefits-item .desc {
        padding: 0 20px;
    }
    .toolkit-wrap{
        padding: 70px 0;
    }
    .toolkit-inner .text-area .desc {
        padding: 0;
    }
    .process-inner{
        margin-bottom: 40px;
    }
    .process-wrap {
        padding: 60px 15px 40px;;
    }
    .process-wrap::before {
        height: 78.5%;
    }
}